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	<title>Mortgage Modification - Bankruptcy - Creative Financing &#187; Federal Trade Commission</title>
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	<description>By James Robert Deal - Attorney</description>
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		<title>FTC tries to prevent you from hiring an attorney to assist with modification</title>
		<link>http://mortgage-modification-attorney.com/ftc-tries-to-prevent-you-from-hiring-an-attorney-to-assist-with-modification/</link>
		<comments>http://mortgage-modification-attorney.com/ftc-tries-to-prevent-you-from-hiring-an-attorney-to-assist-with-modification/#comments</comments>
		<pubDate>Thu, 08 Apr 2010 07:49:43 +0000</pubDate>
		<dc:creator>jamesdeal</dc:creator>
				<category><![CDATA[Federal Trade Commission]]></category>
		<category><![CDATA[Modification is the Practice of Law]]></category>
		<category><![CDATA[Mortgage Modification]]></category>

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		<description><![CDATA[On the mortgage modification front:   Martin Andelman writes regularly regarding mortgage modification. This is latest article:   The secret NPV formula used to qualify for HAMP loan modifications that no one is allowed to know. Transparency at it’s finest.   Watch out. Mortgage modification is extremely complex, but:   The Federal Trade Commission is trying [...]]]></description>
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		<title>FTC Wants To Prohibit Up-Front Fees</title>
		<link>http://mortgage-modification-attorney.com/ftc-wants-to-prohibit-up-front-fees/</link>
		<comments>http://mortgage-modification-attorney.com/ftc-wants-to-prohibit-up-front-fees/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 06:06:55 +0000</pubDate>
		<dc:creator>jamesdeal</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[Federal Trade Commission]]></category>
		<category><![CDATA[Modification is the Practice of Law]]></category>
		<category><![CDATA[Mortgage Modification]]></category>

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		<description><![CDATA[The Federal Trade Commission is up to no good. The FTC proposes to enact a regulation which will prohibit third-party modification providers, including attorneys, from charging advance fees. See: http://www.ftc.gov/opa/2010/02/mars.shtm for a summary of the proposed regulation. See http://edocket.access.gpo.gov/2010/2010-4651.htm for the full text of the proposed regulation. California passed a law forbidding all up-front fees on mortgage [...]]]></description>
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