<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Mortgage Modification - Bankruptcy - Creative Financing &#187; Modification is the Practice of Law</title>
	<atom:link href="http://mortgage-modification-attorney.com/category/modification-is-the-practice-of-law/feed/" rel="self" type="application/rss+xml" />
	<link>http://mortgage-modification-attorney.com</link>
	<description>By James Robert Deal - Attorney</description>
	<lastBuildDate>Sat, 19 May 2012 06:31:02 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.2</generator>
		<item>
		<title>You Get What You Pay For</title>
		<link>http://mortgage-modification-attorney.com/pay/</link>
		<comments>http://mortgage-modification-attorney.com/pay/#comments</comments>
		<pubDate>Mon, 12 Sep 2011 19:11:14 +0000</pubDate>
		<dc:creator>James Robert Deal</dc:creator>
				<category><![CDATA[Modification is the Practice of Law]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[modification]]></category>

		<guid isPermaLink="false">http://mortgage-modification-attorney.com/?p=895</guid>
		<description><![CDATA[Virtually all of my modification clients tried it on their own and were turned down. Servicers will turn a borrower down and not tell them why. There are many tricks and techniques which we have learned with are not commonly known. It is to the advantage of servicers for modification to fail. Servicers get paid [...]]]></description>
		<wfw:commentRss>http://mortgage-modification-attorney.com/pay/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FTC tries to prevent you from hiring an attorney to assist with modification</title>
		<link>http://mortgage-modification-attorney.com/ftc-tries-to-prevent-you-from-hiring-an-attorney-to-assist-with-modification/</link>
		<comments>http://mortgage-modification-attorney.com/ftc-tries-to-prevent-you-from-hiring-an-attorney-to-assist-with-modification/#comments</comments>
		<pubDate>Thu, 08 Apr 2010 07:49:43 +0000</pubDate>
		<dc:creator>jamesdeal</dc:creator>
				<category><![CDATA[Federal Trade Commission]]></category>
		<category><![CDATA[Modification is the Practice of Law]]></category>
		<category><![CDATA[Mortgage Modification]]></category>

		<guid isPermaLink="false">http://mortgage-modification-attorney.com/?p=405</guid>
		<description><![CDATA[On the mortgage modification front:   Martin Andelman writes regularly regarding mortgage modification. This is latest article:   The secret NPV formula used to qualify for HAMP loan modifications that no one is allowed to know. Transparency at it’s finest.   Watch out. Mortgage modification is extremely complex, but:   The Federal Trade Commission is trying [...]]]></description>
		<wfw:commentRss>http://mortgage-modification-attorney.com/ftc-tries-to-prevent-you-from-hiring-an-attorney-to-assist-with-modification/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FTC Wants To Prohibit Up-Front Fees</title>
		<link>http://mortgage-modification-attorney.com/ftc-wants-to-prohibit-up-front-fees/</link>
		<comments>http://mortgage-modification-attorney.com/ftc-wants-to-prohibit-up-front-fees/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 06:06:55 +0000</pubDate>
		<dc:creator>jamesdeal</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[Federal Trade Commission]]></category>
		<category><![CDATA[Modification is the Practice of Law]]></category>
		<category><![CDATA[Mortgage Modification]]></category>

		<guid isPermaLink="false">http://mortgage-modification-attorney.com/?p=388</guid>
		<description><![CDATA[The Federal Trade Commission is up to no good. The FTC proposes to enact a regulation which will prohibit third-party modification providers, including attorneys, from charging advance fees. See: http://www.ftc.gov/opa/2010/02/mars.shtm for a summary of the proposed regulation. See http://edocket.access.gpo.gov/2010/2010-4651.htm for the full text of the proposed regulation. California passed a law forbidding all up-front fees on mortgage [...]]]></description>
		<wfw:commentRss>http://mortgage-modification-attorney.com/ftc-wants-to-prohibit-up-front-fees/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
	</channel>
</rss>

