The five biggest lenders – Bank of America, Chase, GMAC, Citi, and Wells Fargo – have $25 billion to use giving principal reductions.

If your property is worth less than what you owe on your first mortgage and if you have had a hardship, you may qualify.

We have recently gotten principal reductions for our clients from Chase, Ocwen, Chase (EMC), and Wells Fargo.

I do telephone consultations for no charge.

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